The Pakistan National Financial Inclusion Strategy and how the Pakistan A2F surveys serve its purpose


"To improve inclusive economic growth and to improve income and livelihoods opportunities for poor and marginalized groups in Pakistan"


"To improve access to financial services for the poor and marginalized groups and for micro, and small enterprises in Pakistan"

A National Financial Inclusion Strategy (NFIS) provides an important opportunity to introduce an evidence-based, effectively prioritized, well-resourced and more comprehensive approach to expanding access and usage of financial services. NFIS can harness the enabling foundations and drivers identified as critical to achieve Universal Financial Access, and also build on those measures to promote the uptake and use of a broad range of financial services.

For Pakistan, the strategy will create a much needed platform for the State Bank of Pakistan, The Government of Pakistan and the private sector to adopt and implement a comprehensive set of coherent and sequential reforms needed to influence financial inclusion in a more holistic manner. To that end, the Access to Finance Surveys will help all state actors in streamlining their policies and reforms to ensure that they are able to effectively target the financial inclusivity of the Pakistani public. The NFIS will serve as a foundation, guiding efforts to promote financial inclusion over the next five years. Around 50 percent of Pakistan's population happens to be completely financially excluded with no access to financial services such as formal savings, payments, deposits, and credit. Thus, the need for a comprehensive Financial Inclusion Strategy for Pakistan could not be more pertinent. Therefore, with the data provided by the Access to Finance Study of 2015, the NFIS, if successfully implemented, will go a long way in achieving the target for a financially inclusive Pakistan.